Shaded Canvas Tools

Capital deployment calculators, built for UK investors.

A growing library of free models for senior professionals modelling after-tax, real-terms returns. No sign-up. No data capture.

Capital

Idle Cash Cost Calculator

See what your savings really earn after tax and inflation, and what you forgo by holding rather than deploying.

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Property · Coming Soon

UK Property Flip ROI Calculator

Model MAO, capitalised holding costs, and project ROI on a UK refurb-to-resale.

In development
Property · Coming Soon

Buy-to-Let Net Yield Calculator

Gross and net yield with Section 24 tax impact and stress-tested cashflow.

In development
Tax · Coming Soon

Stamp Duty (SDLT) Calculator

Standard, second-home surcharge, and non-UK resident SDLT in one place.

In development

Why these tools exist

Most UK financial calculators answer a single question in isolation: what is inflation doing to my savings, or what is the stamp duty on this purchase. They rarely surface the second-order effects that decide actual outcomes — the interaction between tax band, inflation, and the opportunity cost of staying liquid.

This library models those interactions. Each tool is built to the same standard: transparent methodology, UK-specific tax treatment, no sign-up wall. New tools ship monthly. If there is a model you want to see, tell us.